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RV Financing

Why Finance Your RV?

When you finance your new RV, instead of liquidating assets or paying cash you maintain your financial flexibility. Plus, your RV may qualify for some of the same tax benefits as a second home or mortgage for an added bonus. Of course, check with your tax adviser, but basically to qualify for these benefits, such as the deductibility of interest on the loan, the RV must be used as security for the loan along with providing basic living accommodations such as sleeping area, bathroom and cooking facilities. Remember, the RV is considered a qualified second residence as long as you designate it for each tax year.

What are the advantages of financing your RV through an RV lending specialist?

  • We specialize in RV financing and work with dozens of lenders, assuring for you, the most desirable financing solution around.
  • We can help keep your down payments lower - Although final terms are determined based on your credit profile and the age, type and cost of the RV being purchased, we will work with you to keep your down payment within your budget parameters.
  • Lower monthly payments - Because our RV finance specialists know the industry, they can create a repayment schedule resulting in the lowest monthly payments possible while helping you afford the RV of your dreams.
  • Call us at 804-843-7222 to learn more! Or contact us with any other questions 

Easy RV finance!

One reason lenders are making it easier to buy an RV, is because the profile of those that buy RV's are that of a responsible borrower. The delinquency rate for RV loans is less than 2%.that's a very attract risk rate if you're a lender. Consequently, what this means for RV enthusiasts is very flexible rates, terms, and payments, this helps to meet even the most frugal enthusiast's budget. Loans for New RVs range anywhere from 10 - 12 years, and can even extend to 15 - 20 years, depending on your plan.